Loftus Insurance Brokers
Motor Trade Insurance

Affordable Motor Trade insurance
Discount if 5 years no claims

Looking for cover that’s right for you?

You’ll find our highly competitive premiums are backed up by the best insurance benefits available in the market.

Frequently Asked Questions

What is Motor Trade Insurance?

Motor Trade Insurance is made up of a number of policies which includes:-

Motor Trade Road Risk, which is the facility to drive customers vehicles as well as your own

Motor Trade Internal Risk, this includes public liability and defective workmanship

Property Insurance, this covers the garage, contents and customers vehicles

Engineering, Items such as lifts and compressors must be certified on a regular basis.  With an    engineering policy an Insurance Company will organise this and can also provide cover for fire and explosion.

Additional Covers, cover can also be obtained for goods in transit, business interruption and loss of money.

Who needs Motor Trade Insurance? 

Anyone involved in the Motor Trade Business which would include buying and selling of vehicles, servicing, mechanical /body repairs, valeting, breakdown service , tyre / exhaust centres and Motor Cycle garages.

Part Time Motor Trade

If you are part time in the Motor Trade business, cover can be arranged but your main occupation would have to be taken into account in respect of all vehicles that you may drive and their uses.


Drivers under a Motor Trade Road Risk Policy are normally on a named driver basis.

Warranties and Exclusions?

Motor Trade policies would have a number of warranties and exclusions.  Particular care should be taken of these as they may impact following an incident.  These would include warranties on abrasive blades, torches, spraying etc.

You’ll find us friendly and efficient at Loftus Insurance…